On Private Health Insurance Coverage & The Health Insurance Marketplace
FAQs tagged with “Young Adult”
- Do my parents have to claim me as a tax dependent for me to be on their health plan to age 26?
- I just got a job that offers health benefits, but my parent’s policy is better and less expensive to me. Can I stay on my parent’s policy?
- I’m 24 and I used to be covered as a dependent on my parent’s policy through an employer. I dropped off last year when I found other coverage, but now I’ve lost that other coverage and want to get back on my parent’s policy. Can I do that?
- I’m 25 years old and eligible for coverage as a dependent under my parent’s employer plan. If I apply for my own Marketplace plan with premium tax credits, will the Marketplace consider the coverage available to me under my parent’s plan?
- I’m about to turn 19 and I’m covered under my parent’s health plan as a dependent. How long can I stay covered as a dependent?
- I’m covered under my parent’s policy but I’m moving to another state. Can I remain covered as a dependent?
- I’m going to a college that offers a student health plan. Can I stay covered as a dependent on my parent’s policy or do I have to take the student health coverage?
- My spouse and I want to cover our 25-year-old child on our Marketplace plan and apply for premium tax credits. We don’t claim her as a dependent, she doesn’t live with us, and she has a job. Do we have to count our child's income as part of our income?
- We have a family plan and we also have a Health Savings Account (HSA). My son is 22 and just graduated from college. He’s unemployed so we'd like to keep him on our family plan. Can we still use our HSA to help pay for his medical expenses?
- What is a mini-med (or limited benefit) plan? What are the risks and benefits of buying one?
- What is a student health plan?