Navigator
Resource Guide
On Private Health Insurance Coverage & The Health Insurance Marketplace
FAQs tagged with “Minimum Value”
- I have an offer of coverage from my employer, but the premiums are too expensive and I have to pay a lot out-of-pocket. Can I get financial help in the health insurance Marketplace?
- I have an offer of employer-sponsored coverage, but the premiums are too expensive and I have to pay a lot out-of-pocket. Can I get premium tax credits in the health insurance Marketplace?
- I’m eligible for COBRA but haven’t elected it yet. Does that affect my eligibility for Marketplace subsidies?
- I’m eligible for health benefits at work, but I didn’t turn in my enrollment papers on time during the company’s open enrollment, so now I’m not covered. Can I get a policy in the Marketplace instead? Can I apply for premium tax credits?
- I’m offered health benefits at work, but they’re not very good. I understand I may be eligible for Marketplace subsidies if my job-based plan doesn't meet a "minimum value" standard. What does that mean?
- If I’m eligible for other coverage but haven’t enrolled in it yet, can I qualify for premium tax credits in the Marketplace?
- My employer plan covers only preventive services and a few doctors’ visits each year. I want better coverage. Can I apply for coverage and premium tax credits in the Marketplace?
- My employer’s health plan doesn’t cover brand-name drugs, only generics. Does that mean it doesn’t have minimum value? Can I shop for better coverage and subsidies on the Marketplace?
- My employer’s plan is grandfathered so it doesn’t cover preventive services. Can I shop for better coverage in the Marketplace if my job-based plan is grandfathered?
- When are you not eligible for premium tax credits?
- Who is eligible for Marketplace premium tax credits?