The Navigator Resource Guide has not been updated for 2025 Open Enrollment. For more current information please visit:
cms.gov/marketplace/in-person-assisters/information-partners.

Federal Poverty Level

Income Threshold for Premium Tax Credit and Cost-Sharing Reductions by Household Size for the 48 Contiguous States and the District of Columbia*

(2023 Federal Poverty Level Guidelines to be applied for 2024 Coverage)

% of FPL

Annual Income for Household Size:

1

2

3

4

100% FPL

$14,580

$19,720

$24,860

$30,000

138% FPL

$20,120

$27,214

$34,307

$41,400

150% FPL

$21,870

$29,580

$37,290

$45,000

200% FPL

$29,160

$39,440

$49,720

$60,000

250% FPL

$36,450

$49,300

$62,150

$75,000

300% FPL

$43,740

$59,160

$74,580

$90,000

400% FPL

$58,320

$78,880

$99,440

$120,000

2023 Tax Filing Threshold (updated annually)

  • $13,850 Filing Single, Under 65
  • $27,000 Filing Jointly, Under 65

*Please note, the federal government issues separate federal poverty guidelines for Alaska and Hawaii.

Individuals with no coverage
Individuals with coverage
Coverage for small employers
Post enrollment issues