A mini-med plan is a type of health insurance, but it comes with a low annual or lifetime dollar limit on benefits. Under the Affordable Care Act, health insurers are prohibited from selling mini-med plans to individuals. If you believe you are enrolled in or are sold a mini-med plan, contact your state insurance department. You can also call the federal toll-free help line at 1-800-318-2596 (TTY: 1-855-889-4325). (26 U.S.C. § 5000A; 45 C.F.R. § 148.220.)
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