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On Private Health Insurance Coverage & The Health Insurance Marketplace

Individuals with no coverage
Individuals with coverage
Coverage for small employers
Post enrollment issues
Preguntas frecuentes sobre la inscripción a la cobertura de salud
Transitions from Medicaid to Private Insurance
Transiciones de Medicaid a seguro médico privado

QUESTION

Do my parents have to claim me as a tax dependent for me to be on their health plan to age 26?

Individuals with coverage | Issues For Young Adults: Student Health Plans and Coverage on Parent’s Health Plans |

ANSWER

No. You do not need to be a tax dependent of your parents to continue to be covered as a dependent on their employer-sponsored health plan. However, if your parents have a plan on the Marketplace and are eligible for premium tax credits, they will need to claim you as a tax dependent in order for you to be enrolled in their plan. (45 C.F.R. § 147.120).