The Navigator Resource Guide has not been updated for 2025 Open Enrollment. For more current information please visit:
cms.gov/marketplace/in-person-assisters/information-partners.
QUESTION

My spouse and I want to cover our 25-year-old child on our Marketplace plan and apply for premium tax credits. We don’t claim her as a dependent, she doesn’t live with us, and she has a job. Do we have to count our child's income as part of our income?

Individuals with coverage | Issues For Young Adults: Student Health Plans and Coverage on Parent’s Health Plans |
ANSWER
Individuals with no coverage
Individuals with coverage
Coverage for small employers
Post enrollment issues