On Private Health Insurance Coverage & The Health Insurance Marketplace
FAQs tagged with “Premium Payment”
- Can I be charged more because of my age?
- Can I be charged more if I have a pre-existing condition?
- Can I pay my health insurance premium with a credit card, debit card, money order, or cash?
- Can my brother (or my church) pay my portion of the monthly health insurance premium for me?
- I don’t have a checking account. Can the insurance company require that I get one and pay my premiums through automatic monthly withdrawals?
- I have a lot of unexpected bills because of a natural disaster in my area, and can’t afford to pay my Marketplace premiums for the rest of the year. What are the consequences of not paying?
- I pay more for my plan because I’m a smoker. If I stop smoking after I sign up, will my rates go down?
- I receive premium tax credits, but I still can’t afford my premium. I’ve missed four payments in a row. Can the insurer cancel my coverage?
- I smoke cigarettes and I buy my own health insurance. Can I be charged more because I smoke?
- I was automatically re-enrolled by the Marketplace and I just got my premium invoice for January. It’s way too high! What do I do?
- I’m 59, my wife is 55, and our kids are 24, 17, 15, and 13. What age premium will we be charged for health insurance in the Marketplace?
- I’m behind on my payments and trying to catch up, but meanwhile I got sick and so had to make more health care claims. Does my health plan have to pay them?
- I’ve picked the plan I want. Now do I send my premium to the Marketplace?
- If I buy a plan during open enrollment, when does my coverage start?
- What does it mean to “use tobacco?” I’m pretty sure my teenager has smoked at least a couple of times. Do I have to pay a higher rate because of her?
- What happens if I don’t disclose to an insurance company that I use tobacco?
- What happens if I take up smoking after I bought the policy?
- What happens if I’m late with a monthly health insurance premium payment?