The Navigator Resource Guide has not been updated for 2025 Open Enrollment. For more current information please visit:
cms.gov/marketplace/in-person-assisters/information-partners.
QUESTION

Can I pay my health insurance premium with a credit card, debit card, money order, or cash?

Individuals with no coverage | How Premium Tax Credits And Cost-Sharing Reductions Work |
ANSWER

Insurers are required to accept money orders and pre-paid debit cards for Marketplace coverage. They do not have to accept credit card or debit card payments unless states make that a requirement. However, many insurers currently accept all of these forms of payment. Therefore, payment options may vary from state to state and between insurers. (45 C.F.R. § 156.1240.)

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