QUESTION

I was automatically re-enrolled by the marketplace and I just got my premium invoice for January. It’s way too high! What do I do?

Individuals with coverage | Individual and Marketplace Health Coverage
ANSWER

If it’s before December 15, you should return to the marketplace as soon as possible, review and update your account information, and shop for a plan that better suits your financial and medical needs. Open enrollment runs from November 1 to December 15 in most states, but even if your state has a longer open enrollment period, you must still make your plan change before December 15 to receive coverage effective 1/1/19. (CMS, Guidance on Reenrollments and Redetermination for Exchange Coverage for 2018, July 13, 2017; CMS, Guidance on Reenrollments and Redetermination for Exchange Coverage for 2019 and Later Years).

Individuals with no coverage
Individuals with coverage
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