QUESTION

When can I buy coverage outside the health insurance marketplace?

Individuals with no coverage | Coverage Outside the Marketplace
ANSWER

If you want coverage that meets minimum ACA standards, you have to sign up during open enrollment unless you qualify for a special enrollment period. Open enrollment period for 2019 coverage runs from November 1, 2018 to December 15, 2018. Some states may allow for a longer or additional open enrollment period, so check with your marketplace. If you experience a qualifying life event, you may also be eligible to enroll in a plan during a special enrollment period.

Individuals with no coverage
Individuals with coverage
Coverage for small employers
Post enrollment issues