QUESTION

When can I buy coverage outside the health insurance marketplace?

Individuals with no coverage | Coverage Outside the Marketplace
ANSWER

If you want coverage that meets minimum ACA standards, you have to sign up during open enrollment unless you qualify for a special enrollment period. If you live in a state using HealthCare.gov, open enrollment for 2022 coverage runs from November 1, 2021 to January 15, 2022. To find out if your state has a longer open enrollment period, see our state fact sheets here. If you experience a qualifying life event, you may also be eligible to enroll in a plan during a special enrollment period.

Individuals with no coverage
Individuals with coverage
Coverage for small employers
Post enrollment issues