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On Private Health Insurance Coverage & The Health Insurance Marketplace

Individuals with no coverage
Individuals with coverage
Coverage for small employers
Post enrollment issues
Preguntas frecuentes sobre la inscripción a la cobertura de salud
Transitions from Medicaid to Private Insurance
Transiciones de Medicaid a seguro médico privado

QUESTION

I’m leaving my job and will be eligible for COBRA. Can I shop for coverage and subsidies on the Marketplace instead?

Individuals with coverage | Coverage for Employees of a Large Employer |

ANSWER

Yes, leaving your job and losing eligibility for job-based health coverage will trigger a special enrollment period that lasts for 60 days (although there may be an extension for exceptional circumstances). You can apply for Marketplace health plans as well as premium tax credits and cost-sharing reductions during that period depending on your income. (45 C.F.R. § 155.420).