QUESTION

What if I sign up for a plan and change my mind? Can I switch my plan during open enrollment?

Individuals with coverage | Individual and Marketplace Health Coverage
ANSWER

Yes, you can change plans for the 2019 benefit year anytime during the open enrollment period, but be aware that, for the federally facilitated marketplace, that period lasts only from November 1, 2018 to December 15, 2018 for coverage starting in 2019. After open enrollment, you can only change plans once your coverage has taken effect if you have a change in circumstance qualifying you for a special enrollment period. (45 C.F.R. § 155.420; 45 C.F.R. § 155.420(d); 83 Fed. Reg. 16930, April 17, 2018).

Individuals with no coverage
Individuals with coverage
Coverage for small employers
Post enrollment issues