We just had a baby. Before that my husband and I were each covered under our own health plans at our own jobs, but now we want the family covered under one policy. Can we all switch to my employer plan now?

Yes. Having a baby is one of the special circumstances that allow you to add dependents to your health plan, even outside of the regular open season. You have 60 days from the date of your child’s birth to notify your employer and request that your husband and your baby be enrolled in your coverage. (29 C.F.R. § 2590.701-6).