My insurer says I owe past due premiums for coverage and won’t enroll me for new coverage until I pay them. Is this allowed?

No, this is not allowed. Insurers cannot require an applicant to pay outstanding premium debt from previous coverage, or use the existence of that debt, as a condition of new enrollment. If you think a health insurer is denying you enrollment because you have premium debt from prior coverage, contact your state’s Marketplace or state insurance department; a list of state departments of insurance is available under our Resources, When and How to Contact Insurance Regulators. (45 C.F.R. § 147.104.)