QUESTION

I’m self-employed and the only employee I have is my spouse. What are my options?

Coverage for small employers | Changes to Small Employer Coverage
ANSWER

To be considered a small employer group, you must have at least one employee who is not a spouse. However, you and your spouse can purchase individual market coverage and may be able to qualify for financial assistance through the health insurance marketplace. (29 U.S.C § 2510.3-3; 45 C.F.R. § 144.103).

Individuals with no coverage
Individuals with coverage
Coverage for small employers
Post enrollment issues