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On Private Health Insurance Coverage & The Health Insurance Marketplace

Individuals with no coverage
Individuals with coverage
Coverage for small employers
Post enrollment issues
Preguntas frecuentes sobre la inscripción a la cobertura de salud
Transitions from Medicaid to Private Insurance
Transiciones de Medicaid a seguro médico privado

QUESTION

I’m self-employed and the only employee I have is my spouse. What are my options?

Coverage for small employers | Small Employer Coverage |

ANSWER

To be considered a small employer group, you must have at least one employee who is not a spouse in most states. However, you and your spouse can purchase individual market coverage and may be able to qualify for financial assistance through the health insurance Marketplace. For assistance, you may contact a local health insurance Navigator or broker through the "Find Local Help" page on HealthCare.gov. (29 U.S.C § 2510.3-3; 45 C.F.R. § 144.103).