QUESTION

If I underestimate my income and end up earning more than 250 percent of the federal poverty level next year, will I have to pay back the cost-sharing subsidies?

Individuals with no coverage | How Premium Tax Credits And Cost-Sharing Reductions Work
ANSWER

No. Unlike premium tax credits, which are reconciled each year based on the income you actually earned, cost-sharing reductions are not reconciled. (42 U.S.C. § 18071).

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