QUESTION

I work for a small business and I smoke. Will my company be charged more because of me?

Individuals with coverage | Coverage for Employees of a Small Employer
ANSWER

Yes, assuming your coverage is purchased in a state that allows the tobacco surcharge. An insurer can adjust the premiums of health plans sold to small businesses based on the number of workers who use tobacco, unless your employer offers tobacco users services to quit. (45 C.F.R. § 147.102(a)(1)(iv)).

Individuals with no coverage
Individuals with coverage
Coverage for small employers
Post enrollment issues