The Navigator Resource Guide has not been updated for 2025 Open Enrollment. For more current information please visit:
cms.gov/marketplace/in-person-assisters/information-partners.
QUESTION

Does a student health plan count as minimum essential coverage?

Individuals with coverage | Issues For Young Adults: Student Health Plans and Coverage on Parent’s Health Plans |
ANSWER

Yes. A student health plan counts as minimum essential coverage. If you lose your student health plan or it ends when you graduate, you will be eligible for a special enrollment period and can return to your state’s Marketplace to shop for a new plan. (45 C.F.R. § 156.602).

Individuals with no coverage
Individuals with coverage
Coverage for small employers
Post enrollment issues