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On Private Health Insurance Coverage & The Health Insurance Marketplace

QUESTION

I’m under age 26, covered on my parent’s plan as a dependent, and I’m getting married. Does my parent’s plan have to cover my spouse?

Individuals with coverage | Issues For Young Adults: Student Health Plans and Coverage on Parent’s Health Plans |

ANSWER

No. Your parent’s plan is not required to cover your spouse. (45 C.F.R. § 147.120).

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Individuals with no coverage

Individuals with coverage

Coverage for small employers

Post enrollment issues