You can file your tax return without these forms because they are not required to be filed with your taxes. These forms provide information about you, and if applicable, your family about health coverage for the tax filing year. Your employer or health insurers must provide you with a Form 1095-B or 1095-C (depending on how you receive your health insurance coverage) to be kept with your tax records. If you believe you should have received either Form 1095-B or 1095-C, you should contact your employer or, in some cases, the coverage provider (but you can still file your tax return without these forms). (IRS, Questions and Answers about Health Care Information Forms for Individuals (Forms 1095-A, 1095-B, and 1095-C)).