The Navigator Resource Guide has not been updated for 2025 Open Enrollment. For more current information please visit:
cms.gov/marketplace/in-person-assisters/information-partners.
QUESTION

Can I get premium tax credits for health plans sold outside of the Marketplace?

Individuals with no coverage | How Premium Tax Credits And Cost-Sharing Reductions Work |
ANSWER

No. Premium tax credits are only available for coverage purchased in the Marketplace. (26 C.F.R. § 1.36B-2).

Individuals with no coverage
Individuals with coverage
Coverage for small employers
Post enrollment issues