The Navigator Resource Guide has not been updated for 2025 Open Enrollment. For more current information please visit:
cms.gov/marketplace/in-person-assisters/information-partners.
QUESTION

Will my Marketplace health plan cover dental benefits?

Individuals with no coverage | Comparing Plans: Benefits and Costs |
ANSWER

Some Marketplace health plans offer coverage of dental benefits and others do not. In addition, all Marketplaces offer separate, stand-alone dental plans for children (and often for adults as well). Consumers who wish to have dental coverage should examine whether the plans they are comparing include coverage for dental benefits. Those who purchase a stand-alone dental plan should be aware that a separate plan means separate premiums, deductibles, co-pays, and a separate limit on total out-of-pocket costs. (45 C.F.R. § 155.1065.)

Individuals with no coverage
Individuals with coverage
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