QUESTION

My wife and I have a teenager who has a part-time job. Do we count her income as part of our household income when we apply for marketplace subsidies?

Individuals with no coverage | Eligibility for Premium Tax Credits and Cost-Sharing Reductions
ANSWER

The answer depends on whether your daughter earns enough income to be required to file a federal income tax return on her own. Generally, kids are required to file a return or pay taxes on their income if they earn at least $6,350. If your daughter earns less than that in a year, you would not count her income as part of your household income, but if she earns more than that amount, you would count it. (IRS, Publication 929; Center on Budget and Policy Priorities, The Health Care Assister's Guide to Tax Rules, updated Sept. 2018).

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