QUESTION

My plan wants me to participate in a health risk assessment in order to get a discount on my premium. What are my rights?

Post enrollment issues | Employer-Sponsored Coverage |
ANSWER

Your employer can offer rewards or penalties to encourage employees to take a health risk assessment. As long as your employer doesn't require you to meet a health standard that the assessment will reveal, such as a target body mass index (BMI) or cholesterol level, then your employer is not limited in the rewards or penalties imposed for participation in a health risk assessment. (45 C.F.R. §§ 147.102, 146.121; CMS, FAQs About Affordable Care Act Implementation Part 50, Health Insurance Portability and Accountability Act and Coronavirus Aid, Relief, and Economic Security Act Implementation, Oct. 4, 2021.)

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Individuals with no coverage
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