The Navigator Resource Guide has not been updated for 2025 Open Enrollment. For more current information please visit:
cms.gov/marketplace/in-person-assisters/information-partners.

Navigator
Resource Guide

On Private Health Insurance Coverage & The Health Insurance Marketplace
QUESTION

I’m 62 and already collecting Social Security. Are my Social Security benefits counted in determining my eligibility for subsidies in the Marketplace?

Individuals with no coverage | Eligibility for Premium Tax Credits and Cost-Sharing Reductions |
ANSWER

Yes, Social Security benefits are counted as income in determining eligibility for premium tax credits in the Marketplace. (HealthCare.gov, What to include as income.)

Related Tags

Individuals with no coverage
Individuals with coverage
Coverage for small employers
Post enrollment issues