How much can I earn and qualify for premium tax credits in the Marketplace?

In general, premium tax credits are available to people who buy Marketplace coverage and whose household income is above 100 percent of the federal poverty level. The premium tax credits vary based on your income. Thanks to legislation enacted in 2022, families with incomes between 100 and 150 percent of the federal poverty level could have their premium contribution reduced to $0 through 2025. Families with incomes over 400 percent of the federal poverty level would have their premium contribution capped at 8.5 percent of their household income, through 2025. (26 C.F.R. § 1.36B-2(b).)