QUESTION

I have marketplace coverage and my insurance company is no longer offering plans in the marketplace. What are my options?

Individuals with coverage | Individual and Marketplace Health Coverage
ANSWER

If you like your insurer, you may want to see if the insurer is offering health plans off the marketplace that fit your needs. Note, however, financial assistance is only available through marketplace coverage, and not all plans available outside the marketplace come with the same consumer protections as your marketplace plan, even if it is with the insurer you have now. If you want to continue marketplace coverage, you can see if there are other marketplace health plans that fit your needs. If your health insurer exits the marketplace after open enrollment ends, you will be eligible for a special enrollment to apply for new coverage on or off the marketplace. (45 C.F.R. § 155.305; 45 C.F.R. § 155.420).

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