QUESTION

I can’t afford the cost of a stand-alone dental plan in addition to buying major medical health insurance. Will I owe a penalty for not having minimum essential coverage if I don’t buy the separate dental plan?

Individuals with no coverage | Comparing Plans: Benefits and Costs
ANSWER

No. You do not need to have pediatric dental coverage to avoid the penalty. (Healthcare.gov, Dental coverage in the Marketplace [https://www.healthcare.gov/coverage/dental-coverage/]).

Individuals with no coverage
Individuals with coverage
Coverage for small employers
Post enrollment issues