QUESTION

How do I know that the coverage I have counts for purposes of the individual responsibility requirement (individual mandate)?

Individuals with coverage | Individual and Marketplace Health Coverage
ANSWER

All health insurers and employer-sponsored group health plans must provide people with a Summary of Benefits and Coverage, which uses a standard format to outline the benefits, cost-sharing and coverage limits of plans. The Summary of Benefits and Coverage must also say whether the plan counts as minimum essential coverage and meets minimum value.(45 C.F.R. § 147.200).

Individuals with no coverage
Individuals with coverage
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